moey! by Crédito Agrícola
Meniga

moey! Creating a digital bank to outpace the competition 

Crédito Agrícola is one of Portugal's leading banking groups

consisting of 89 Agricultural Credit Banks that serve over 1 million clients

Overview

The moey! app is free to use, and relies on Meniga’s technology as an engine for categorization and enrichment. This provides Crédito Agrícola customers with a more immersive and interactive experience

The Challenge

Crédito Agrícola, like most European banks, was facing rapidly growing competition from agile challenger banks like Revolut and N26 and needed to respond to retain and grow their customer base. With help from Meniga, Crédito Agrícola Group launched their own digital bank, moey!, which prioritise an immersive and interactive digital banking experience. 

Key Features

Transaction Enrichment
Automatic event categorisation system and intelligent analytics. Expenses are segmented by category and subcategory and displayed in an organised view. 

Activity Feed
Enables the bank to engage with their customers through personalised messages such as insights, advice, fun facts, targeted rewards and product recommendations - readily displayed among their clearly categorised transactions.

Insights & Reports
Flexible expense reports with extensive filtering capabilities.

Budget & Financial Planning
Automatically generate & manage financial budgets.

Savings Goals
Easy-to-use tool for creating and managing savings goals and a system of alerts and incentives to meet those goals. 

Carbon Calculator
Automatically provides CO2 estimate from customer spending

Carbon Overview 
The carbon footprint displayed in real-time on category and sub-category levels

“Together with Meniga, out team has developed a market-leading app. Through the moey! app's intuitive interface and features, users will enjoy a seamless mobile experience which will significantly improve their everyday banking and personal finances.“

Ricardo Madeira

Director of Innovation and Digital Crédito Agricola

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