Smart Savings

Help your customers secure their future with fun and engaging features

Growth in savings

Increase in logins

Active users

Net Promoter Score

Automated Savings Rules

Provide your customers with gamified rules that seamlessly set money aside, helping them automatically grow their savings.

Meniga offers several out-of-the-box savings rules, such as:

Extend the portfolio with IFTTT algorithms, such as when a favourite sports team wins a match
Allow customers to choose whether to transfer directly to savings, donate to charity, or set up automatic investments
Employ the system to safeguard account balances to prevent overdraft
Benefit from flexible payment initiation to launch transfer requests

Savings goals

Allow your customers to create pots of savings where they can work towards a specific target

Inspire customers to set themselves goals such as saving up for a home, a new car, or a vacation
Customers can add their pots manually or through automatic savings rules
Monitor and track the progress to gamify goal management
Provide helpful advice to motivate and inspire more savings

moey! by Crédito Agrícola

Explore how moey! adopted Meniga Savings Goals to help customers accumulate savings.

Share personalised insights to nudge customers toward saving

Identify opportunities to save to escalate deposits, such as:

Notifying when customers have spent less than they have earned that month
Identifying when recurring expenses have decreased, creating saving opportunities
Instantly spotting windfall income and nudging customers to transfer directly to savings

Designed for customers, made for banks

Flexible deployment

Integrate with any PFM solution on-premise or in the cloud, combined with other Meniga products or as a standalone service

Powerful engine

Automation engine capable of processing financial or other external triggers to fire rules, e.g. sports or stock exchange data

Power Open Banking use cases

Capture market share and deposits from other banks with Account Sweeping